Get answers to top January questions on RSU tax strategies, diversifying from a single-stock, investment alternatives beyond the S&P 500, and 529 plan moves.

What financial steps might T-Mobile employees take in January? Options might include: submit dependent care reimbursements, update net worth estimate, refresh long-term projections, evaluate Mega Roth, begin gathering tax forms, and plan summer vacations and camps.

Answering top December questions - from managing RSUs and 401(k) planning to HSAs, Medicare, investing apps, crypto, and more.

What financial steps might T-Mobile employees take in December? Options might include: make year end retirement contributions, update resume and career plan, harvest tax losses or gains, review Social Security statement(s), and update 401(k) contribution rate.

What financial steps might T-Mobile employees take in November? Schedule spring Paid Time Off (PTO), plan tax loss or gain harvesting, finalize year end charitable giving, purchase holiday gifts and review / rebalance investment portfolio.

There were many great questions asked in a recent Q&A session with T-Mobile employees! Does it make sense to contribute to a 529 now that my kid’s in high school? I moved for work. Should I sell my old home? Would a Roth conversion after retirement lower my taxes? Instead of keeping your 401(k) until you are 59 1/2, should you take some early? When you take 401(k) distributions before you reach retirement age, is there still a penalty? How do we make the most out of our rental property? What are best practices for us renting ir or using a property management company? Do you have best practices for how to treat the extra cash, $1,500 a month? We have been married for 10 years and have not joined our finances. Is that recommended? Would I be taxed like crazy if I sell my stock?

Smart October financial steps for tech professionals: evaluate ESPP stock, book holiday plans, complete open enrollment, update beneficiaries, and plan health spending.

Smart September financial steps tech professionals can include: set your ESPP contribution, book holiday travel, review benefits, rebuild your emergency fund, and schedule PTO.

What financial steps T-Mobile employees might take in August?

• Shop for Back to School

• Take summer vacation

• Review investments

• Submit dependent care reimbursements

• Check financial independence plan

What financial steps might T-Mobile employees take in July? Options could include: check credit reports, review / rebalance investment portfolio, take summer vacation, attend camps, and submit dependent care reimbursements

How might the T-Mobile / U.S. Cellular merger un-fold? T-Mobile has a playbook it’s used for its MetroPCS, Sprint, and Mint mergers. Although every merger is a little different, the UScellular merger will likely have many similarities.

Smart June financial steps for tech professionals could include: enjoy end-of-school celebrations, replenish your emergency fund, plan summer trips, and submit dependent-care reimbursements.

What financial steps might T-Mobile employees take in May? Options could include: review tax withholding (Form W-4), update goals and financial plan, check student loan / other debt balances, fund education savings, and schedule fall Paid Time Off (PTO).

What financial steps might T-Mobile employees take in April? Options could include: evaluate stock purchased at a discount, file tax return(s) or extension(s), make tax payment(s) or plan refund(s), review / rebalance investment portfolio, replenish emergency fund, and review tax refund(s).

What financial steps might T-Mobile employees take in March? Options might include: select employee stock contribution %, plan major expenses, finalize last year contributions, prepare taxes, and schedule summer Paid Time Off (PTO).

What financial steps might T-Mobile employees take in February? Options might include: update saving for raise and bonus, schedule tax prep meeting, gather tax forms and create checklist, accept Restricted Stock Units and grant, and review / rebalance investment portfolio.