Frontline

T-Mobile’s total compensation is complicated. That complexity creates opportunity!

Below are some resources for T-Mobile frontline (usually hourly) employees.

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How are T-Mobile’s frontline employees compensated?

T-Mobile’s frontline compensation includes:

  • base hourly wages

  • shift differential hourly wages

  • overtime at time and a half (1.5x base hourly wage)

  • holiday pay of 8 hours for full-time employees and up to six hours for part-time employees

  • monthly target incentives - primarily commissions for Retail and Monthly Cash Incentive Program (MCIP) for Care

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How might a promotion impact what a frontline T-Mobile employee earns?

When someone’s promoted from hourly to salary, they lose overtime (1.5x) pay. They may also lose some target incentives.

Fortunately, the raise that comes with the promotion generally more than covers the difference!

Before accepting a promotion, it’s important to consider both:

  • total compensation and

  • expected hours.

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What are some PTO considerations for frontline T-Mobile employees?

Frontline compensation is often highest September-December. Those are more “expensive” times to take Paid Time Off (PTO).

Employees receive holiday pay of:

  • 8 hours for full-time employees

  • up to 6 hours for part-time employees

If someone works holidays, they also receive time and a half (1.5x).

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T-Mobile’s benefits are robust.

What might a T-Mobile employee do with variable compensation?

Variable income may require someone keep a larger emergency / opportunity fund.

For more, check out:
Is Your Cash Starving?

Relatively large paychecks could fund:

  • debt payments,

  • investments, or

  • big ticket purchases.

Title: "Is your cash starving?" on top. T/he background image is of someone holding open a red and brown wallet with a single dollar bill.

How can T-Mobile employees best combine finances with a life partner?

Some people think combining finances is like a light switch:
either combined or separate.

However, it’s more like a dimmer with infinite options.

The most important thing is that each person feel comfortable with how they share their finances.

For more, check out: Combining Finances Is Like a Dimmer Switch.

Title: "COMBINING FINANCES IS LIKE" in permanent marker on top. It's a photo of a light dimmer on one side and switch on the other. "THIS!" with an arrow points to the dimmer. "NOT THIS!" with an arrow points to the switch.
Kevin Estes portrait. Smiling and wearing a dark gray suit and black shirt in front of a dark brown background.

Kevin Estes is a financial planner helping T-Mobile employees and their families live their best lives.

He worked in T-Mobile Financial Planning & Analysis for nine years. Kevin received a certificate in financial planning, passed the CERTIFIED FINANCIAL PLANNER™ exam, and founded Scaled Financed in 2022.

Learn more