In the News

News, media activity, and press releases featuring Kevin Estes, CFP®, MBA or Scaled Finance, LLC.

U.S.News & World Report logo. "U.S.News" is in larger white font "& World Report" is in smaller white font. The logo is mostly blue with a red line under U.S.News.
Photo of a middle aged woman in an office sitting in front of a white computer and keyboard. A bookshelf is behind her against the wall and a window is to her right.

"Gen X is saddled with heavier student loans than their parents. This debt has severely restricted cash flow and delayed life decisions like buying a home and having children," said Kevin Estes, founder and financial planner at Scaled Finance…

Forbes in black font on a white background.
Older man and woman sitting at a dining room table reviewing financial papers together.

“How much someone needs to retire primarily depends on their spending and non-investment income,” says Kevin Estes, founder and financial planner at Scaled Finance in Bellevue, Washington…

Forbes in black font on a white background.
Older man and woman seated at a table reviewing documents.

“Clarifying the desired retirement lifestyle is the most important aspect of preparing for retirement,” says Kevin Estes, founder and financial planner at Scaled Finance in Bellevue, Washington…

Forbes in black. ADVISOR in smaller blue font below the Forbes logo.
Two men sitting at a dining room table reviewing a computer.

Kevin Estes, an hourly financial planner and founder of Scaled Finance, suggests that you exceed the minimum credit, income and cash requirements when possible. Estes also recommends getting quotes from at least two lenders…

Aol. Black text logo on a white background.
$100 bill and Social Security cards on top of the U.S. Capitol building.

“Social Security retirement benefits are determined based on various factors,” said Kevin Estes, financial planner and founder of Scaled Finance. “To verify your eligibility, please visit ssa.gov/myaccount and log in.”

YAHOO! in black and purple text, FINANCE below it in gray text.

“Americans build wealth by spending less than they earn and investing the rest. It’s a virtuous cycle. More investments lead to higher income, which increases saving and restarts the cycle,” said Kevin Estes, a financial planner and the founder of Scaled Finance.

YAHOO! in black and purple text, FINANCE below it in gray text.
Asian American man in a suit and plaid shirt in front of a keyboard with bright, modern windows behind him.

Kevin Estes, founder and financial planner at Scaled Finance, believes there is hope for older savers. “Someone who’s established in their career may be closer to their financial goals than they think,” said Estes.

YAHOO! in black and purple text, FINANCE below it in gray text.

Financial planner and founder of Scaled Finance, Kevin Estes, referenced Edgar Bronfman’s quote when he emphasized compounding as a driver of wealth: “To turn $100 into $110 is work. To turn $100 million into $110 million is inevitable.”

Blue N logo which looks like a graph. Nasdaq in black to the right.
Asian American man looking out a partially closed blind wearing a blue suit, white dress shirt, and a red tie with white diagonal stripes. A computer monitor and books sit on a table behind him.

Kevin Estes, a financial planner and the founder of Scaled Finance, has seen similar cases in his practice.

“The ‘richest’ people I know don’t have the most,” he said. “They have enough. Proactively reviewing expenses helps them cut what isn’t worth it to them and double down on what is…”

ALM in light blue then | in light blue and then THINK ADVISOR in blue.
Man in a denim jacket with a wallet pulling out cash, including a $50 bill.

“I usually recommend people keep three to six months’ worth of living expenses in cash and cash equivalents. However, it depends…” - Kevin Estes, founder and financial planner, Scaled Finance

ALM in light blue then | in light blue and then THINK ADVISOR in blue.
Red and white dart board with a dart in the bullseye and the sun overhead.

“Having worked at T-Mobile for nine years, I knew the quality and character of the employees. I kept getting basic financial questions from co-workers…” - Kevin Estes, founder and financial planner, Scaled Finance

ALM in light blue then | in light blue and then THINK ADVISOR in blue.
Graphic of a man wearing a tie on a step ladder inserting a green pie into a pie chart.

“Complicated portfolios are overwhelming! Streamlining can help someone manage their assets well. Simplifying also eases the burden on loved ones…” - Kevin Estes, founder, financial planner, Scaled Finance

ALM in light blue then | in light blue and then THINK ADVISOR in blue.
Someone counting dollar bills wearing a flannel short in front of a table with a phone on the desk.

“You cannot be behind on your path! Whatever’s happened made you who you are today. Shame and blame have no place in finance. Ignoring spending only makes things worse…” - Kevin Estes, founder, financial planner, Scaled Finance

ALM in light blue then | in light blue and then THINK ADVISOR in blue.
Photo of someone in a dark suit and tie with their right hand out in a "stop" symbol.

“I’ve learned that it often doesn’t make sense to quickly pay off debt. There are tax benefits for home mortgages, student loans and business debt. Student loans may even be forgiven…” - Kevin Estes, founder and financial planner, Scaled Finance
Two well dressed middle aged men looking at a laptop together.

“Long-term investing is like climbing a mountain. Steep inclines take your breath away. Switchbacks seem to stretch forever. Obstacles block your path. Valleys are disorienting,” Kevin Estes, Financial Planner and Founder of Scaled Finance…

Orange square with smaller black pixels. A series of white pixels are arranged to create an exclamation point! Below it is logolounge, with logo in orange and lounge in black.
Images of four logos.

“The resulting spiral is most associated with the cross section of a nautilus shell. The pure simplicity of this shape derived from such a divine formula of nature allows it to fairly represent depth with simple beauty.”