Is it best practice to ignore Social Security when planning retirement

No!

Social Security benefits are huge!

Assume a household will receive $3,000 per month in after-tax Social Security benefits.

Replacing that income might require a $900,000 portfolio!

My goal? To help as many people as possible reach financial independence!

If anyone chooses to work, it should be because they want to, not because they have to.

Before launching Scaled Finance, I invested months to develop a complimentary financial independence course.

Since launching, I've settled into a routine of posting on Mondays, Wednesdays, and Fridays. Mondays usually focus on images I create, which I hope you find insightful, inspirational, or both. Wednesdays are generally financial education videos. Fridays are normally polls.

How does a couple reach financial independence?

The math is relatively straightforward:

1. Start with total expected expenses.

2. Subtract any after-tax non-portfolio income.

3. Multiply the shortfall by 25.

The result is a rough estimate of the portfolio size needed in today’s dollars.

What is financial independence?

That’s the beauty of it. Everyone’s definition is different.

At its core, it's the ability to do what you like, when you like, and with whom you like.