How to Use Credit Reports to Improve Credit Scores
How can a credit report be used to improve credit scores? Some opportunities include: correct payment history, lower utilization, lengthen credit history, limit new credit applications, and improve credit mix.
Never Finance a Toy
One of the best pieces of advice I received came on a boat in Northern Idaho.
Joe and Amber were trying to get Kyle to take out a loan and buy a boat together.
Kyle declined using four words I’ll never forget:
“Never finance a toy.”