Try to imagine summer without: scoops of ice cream, potato chips, golf tees, refrigeration, Super Soakers, lemonade, cakes, whipped cream, and meringues. They all have a fun connection!

A part of Dr. King’s “I Have a Dream” speech that resonates with me is early on when he uses debt as a metaphor for human rights. It’s beautiful how he articulates that the lack of freedom is a debt owed by the U.S. government to all Americans. I often equate money with freedom. However, I find the “Earn More!” / “Spend More!” debate comical. Do both! The forces amplify!

2023 was a busy year! Inflation started hot and has since cooled. There were widespread tech layoffs. The S&P 500 returned 26.3% for the year. Billions in student loans were forgiven. Revenge spending included international travel and over $1,000 concert tickets.

Happy Thanksgiving, all!

I have even more than usual to be thankful for this year - including family, health, time, clients, and support.

Who have your best managers been?

What made them great?

I’ll start! Some of mine were:

• Tony Russo

• Gary Austin

• Thushan Wijesinghe

• Orna Samuelly