
What is T-Mobile's PTO policy?
For full-time employees, Paid Time Off generally accrues at:
- 152 hours per year to start
- 192 hours per year after the employee’s third anniversary
- 232 hours per year after the employee’s seventh anniversary
For part-time employees, Paid Time Off generally accrues at:
- 88 hours per year to start
- 108 hours per year after the employee’s third anniversary
- 128 hours per year after the employee’s seventh anniversary
Source:
What are some T-Mobile PTO strategies?
It may make sense to plan PTO:
- Scheduling ahead prioritizes it!
- Taking time off when others do as well could help PTO feel less like “get behind days.”
- Paid Time Off is generally use it or lose it:
- 80 hours can usually be rolled over to the next year.
- However, that’s dropped to as low as 40 hours and grown to as much as 120 hours in the past.
- Unused PTO is paid out to employees upon termination should they leave T-Mobile.


Two Options
There are essentially two options for scheduling Paid Time Off:
- Wait and see.
- Book it early.
Scheduling PTO early can:
- call dibs,
- lower costs,
- include more people,
- and lower the odds of donating it to stockholders.
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Kevin Estes is a financial planner helping T-Mobile employees and their families live great lives.
He worked in T-Mobile Financial Planning & Analysis for nine years. Kevin received a certificate in financial planning, passed the CERTIFIED FINANCIAL PLANNER™ exam, and founded Scaled Financed in 2022.













