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Kevin Estes, CFP®, CCFC, MBA

Welcome! I’m a financial planner who used to work at T-Mobile.

Now, I help T-Mobile employees and their families live great lives!

Making the most of the magenta benefits can change an entire family’s financial trajectory.

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What is T-Mobile's compensation package?

T-Mobile Pays:

  • base salary and wages,
  • variable bonuses or commissions,
  • stock compensation, and
  • many other benefits.

The mix and amount depends on level or grade.

What are T-Mobile's holidays?

  • New Year's Day
  • Martin Luther King, Jr. Day
  • Memorial Day
  • Juneteenth (June 19th)
  • Independence Day (4th of July)
  • Labor Day
  • Veterans Day
  • Thanksgiving Day
  • Day after Thanksgiving
  • Christmas Day
  • Two floating holidays

Source:

T-Mobile 2025 Benefits Guide

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What is T-Mobile's PTO policy?

For full-time employees, Paid Time Off generally accrues at:

  • 152 hours per year to start
  • 192 hours per year after the employee’s third anniversary
  • 232 hours per year after the employee’s seventh anniversary

For part-time employees, Paid Time Off generally accrues at:

  • 88 hours per year to start
  • 108 hours per year after the employee’s third anniversary
  • 128 hours per year after the employee’s seventh anniversary

What is T-Mobile's equity policy?

T-Mobile primarily offers the following stock comp:

  • Restricted Stock Units (RSUs) and
  • Employee Stock Purchase Plan (ESPP).

Restricted Stock Units (RSUs) vest over the course of two to three years.

The Employee Stock Purchase Plan (ESPP) offers a 15% off the lower of:

  • the price at the beginning and
  • end of each six month period.
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What is T-Mobile's 401(k) match?

T-Mobile matches employee 401(k) contributions:

  • 100% on the first 3%
  • 50% on the next 2%

If an employee contributes 5% of their pay, T-Mobile matches 4%.

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What are the health insurance options for T-Mobile employees?

T-Mobile’s medical plans include:

  • Copay Only Plan
  • Health Savings Account (HSA)
  • Health Reimbursement Account (HRA)
  • Exclusive Provider Organization (EPO)

Other health-related benefits include:

  • Flexible Saving Account (FSA)
  • Dental plans
  • Vision Service Plan (VSP)
  • Life and Accidental Death & Dismemberment (AD&D)
  • Short-term and long-term disability
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What are some of T-Mobile’s other benefits?

Some of T-Mobile’s family benefits include:

  • Paid maternity leave and family bonding time
  • Childcare subsidy
  • Dependent Care Flexible Spending Account (FSA)

Other benefits include:

  • Tuition assistance
  • Employee discount
  • Appreciation Zone points
  • Donation matching
  • Company awards

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Kevin Estes is a financial planner helping T-Mobile employees and their families live great lives.

He worked in T-Mobile Financial Planning & Analysis for nine years. Kevin received a certificate in financial planning, passed the CERTIFIED FINANCIAL PLANNER™ exam, and founded Scaled Financed in 2022.

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