2023 was a busy year! Inflation started hot and has since cooled. There were widespread tech layoffs. The S&P 500 returned 26.3% for the year. Billions in student loans were forgiven. Revenge spending included international travel and over $1,000 concert tickets.

Happy Thanksgiving, all!

I have even more than usual to be thankful for this year - including family, health, time, clients, and support.