Hi, I’m Kevin Estes.
I spent nine years with T-Mobile Financial Planning & Analysis, primarily supporting the Care team.
I learned T-Mobile’s total compensation package for both myself and entire departments.
Coworkers kept asking me financial questions. I couldn’t find any financial planning firms dedicated to helping them so I decided to:
complete a personal financial planning program,
pass the CERTIFIED FINANCIAL PLANNER™ exam, and
found Scaled Finance in early 2022.
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Clarity Creates Confidence
Harness your deeper why. Clarity of thought leads to elegant simplicity.
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No Judgement, Just Tradeoffs
No one can be behind on their path. Reviewing tradeoffs helps you choose how to live your best life.
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Clients' Best Interest in Mind. Always.
Proactively avoid conflicts of interest. Limit and discuss the unavoidable ones.
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Expand Options
Help you nurture your considerable capital (human, creative, financial...) to give you more options.
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Extreme Transparency
Create the plan, incorporate feedback, and celebrate wins together!
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Turn the Turtle
If making a little effort can help someone back on their feet, do it! We can all use a little help on our journey.
Who, What, How
I help T-Mobile employees and their families save their first $1,000,000 and beyond. My definition of family is broad! Your family is whoever matters most to you.
I’ve been blessed with incredible opportunities throughout my life. Now, I have the privilege to help people doing what I love. I feel a deep responsibility - a calling - to help you and your family live your best lives.
I’m located near T-Mobile’s Bellevue, WA headquarters. Scaled Finance operates virtually, allowing me to serve clients nationwide.
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I have a particular passion for:
Restricted Stock Units (RSUs) and
Employee Stock Purchase Plans (ESPPs).
How Are Restricted Stock Units Taxed?
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I’ve actively participated in the financial independence community since 2015.
What Is Financial Independence?
My Goal? Help People Reach Financial Independence
How Does a Couple Reach Financial Independence?
Are You Less Behind Than You Think?
Where We Focus vs. What Sinks Us
7 Ways to Get Rich in Your Later Years
Do Americans Really Need $4.3 Million to Retire?
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Growing up, I helped my family design, build, and sell homes.
I’ve owned all or part of many properties:
single family,
multi-family, and
commercial.
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I have a passion for helping families and their students:
afford wonderful educations
thrive in their studies
develop career passions
Specialties
Fun facts:
Co-founded a half marathon
Love to play Ultimate Frisbee
Dress up for Halloween
Have a song in my head almost every waking minute
Grew up with a computer and without a TV
Worked at a women’s apparel retailer for four years
Taught GMAT prep courses
Turned in my notice to leave corporate America at age 40
My experience has given me a unique skillset to help you achieve your goals:
Three years of studies and active involvement in personal finance professional networks
Eight years of participation in the Financial Independence (FI) community
Nine years in T-Mobile’s Financial Planning & Analysis (FP&A) department until I left in April 2022
Education
Passed the CERTIFIED FINANCIAL PLANNER™ exam
Financial Planning Association Externship and Residency
Certificate in Financial Planning, Boston University
Master of Business Administration (MBA), University of Notre Dame
Bachelor of Arts (BA), Economics and Political Science, University of California, Los Angeles (UCLA)
Professional Affiliations
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Kevin Estes is a NAPFA Associate. The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors— highly trained professionals who are committed to working in the best interests of those they serve.
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Kevin Estes is a Member of the XY Planning Network. The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
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FeeOnlyNetwork.com works for the greater good of the industry by amplifying the messages of the organizations that champion the fee-only advisor and fiduciary standard – The National Association of Personal Financial Advisors (NAPFA), XY Planning Network, Garrett Planning Network, and Alliance of Comprehensive Planners.