By Kevin Estes

The 3 T’s

The 3 T’s of managing personal finances are:

• Time,

• Training, and

• Temperament.

Goal

The intent of this video is to create space for honest self-assessment.

What you’ve done in the past may be the best predictor of what you’ll do in the future.

Time:⏱

• How often do you or your spouse move money around to pay bills?

• Do your finances run smoothly, or are things sometimes missed?

• How much time do you spend reviewing your finances, checking account balances, and evaluating investments?

Training:🎓

• How often are you confused or surprised by your finances?

• What proactive steps are you taking to minimize your lifetime taxes?

• Is your money working as hard as you, or do you sense it could do more - you just don’t know what?

Temperament:😎

• Does thinking about money keep you up at night?

• How confident are you that your goals will be funded?

• Did you make any investment changes during the Great Recessions of 2008 to 2009?

• If so, what?

• What about at the beginning of the COVID-19 pandemic?

If you’re interested in a review of your situation, please…

Disclaimer

In addition to the usual disclaimers, neither this post nor this video includes any financial, tax, or legal advice.